“this Website“ means the website at www.PeasOnToast.co.uk;
“Disclaimer“ means the terms and conditions for this Website;
“we“, “us“, and “our“ means this website and the owners of this Website; and
“you“ and “your“ means this Website’s users.
This Disclaimer governs your use of this Website and its sub-sites (if any). By using this Website, you accept this Disclaimer in full.
If you disagree with any part of this Disclaimer, please do not use this Website. We reserve the right to modify this Disclaimer at any time; you should therefore check periodically for changes. By using this Website after we post any changes, you agree to accept those changes, whether or not you have reviewed them.
Copyright and intellectual property
All material on this Website is protected by copyright and intellectual property laws and belongs to us, or as otherwise stated at source. Unless stated otherwise, you may access, download and print the materials on this Website only for personal, non-commercial use. For the avoidance of doubt, you must not adapt, edit, change, transform, publish, distribute, or broadcast in public this Website or the material on this Website (in any form or media) without first obtaining written permission via this Website’s contact form.
Unless stated otherwise, the articles and information provided on this Website are based on our opinion, for information purposes only, and are not intended to constitute professional, legal or financial advice, nor to be an invitation or inducement to engage in investment activity. It is not intended to be relied upon by you as the basis for making (or refraining from making) any specific decision.
We are not authorised or registered with the Financial Conduct Authority (“FCA”), and neither we nor this Website provide investment services or financial advice.
Please seek the advice of a person authorised by the FCA before making a financial decision to engage in investment activity.
If you are under 16, please obtain your parent’s or guardian’s permission before leaving comments on this Website.
We will use reasonable skill and care when supplying you with information on this Website, but we cannot guarantee, warrant or represent that information available on this Website will be complete, accurate, up-to-date and/or error free.
Links to external third party websites
This Website may include comments, references and/or links (eg clickable text/banners/images) to various products and services (including financial) of external third party websites (“external links“), but these are not intended to be an invitation or inducement to engage in investment activity.
We are not responsible for the content or reliability of any other websites to which we provide an external link, and we do not necessarily endorse the views expressed within them.
Affiliate external links are used in this Website which has no effect on the cost of the product and/or service it links to. We may receive a small commission if you buy an item via such a link, which helps with the cost of running this Website.
By sharing any contribution (including any text, photograph, graphic, video or audio) with us you agree to grant us, free of charge, permission to use the material in any way we want (including modifying or deleting it).
In order that we can use your contribution, you confirm that your contribution is your own original work, is not defamatory and does not infringe any UK laws, and that you have the right to give us permission to use it for the purposes specified above.
This Website, its officers, employees, contractors or content providers shall not be liable for any loss or damage arising from, or otherwise in connection with, your use of this Website or any information, services or content on this Website.
Your use of this Website
You must not use this Website in connection with or for any purpose, activity and/or way which is unlawful, illegal, unethical, fraudulent or harmful, otherwise we will delete your comment or action on this Website and/or report you to the relevant law enforcement agency. The majority of content posted in the comments section of this Website is created by you. The views expressed are yours and, unless specifically stated, are not necessarily ours. We accept no responsibility for any loss or harm incurred.
This Website is not continually moderated. We have the right to remove inappropriate material at any time whether of our own choosing or if requested by other users, or by law enforcement agencies.
You can report content that you consider to be inappropriate on this Website by using the contact form, clearly explaining your reason for reporting such content. We will take action if we consider the reported content violates the use of this Website, and may remove or edit such content or ban users, as necessary.
Viruses, damage and availability
We will use reasonable skill and care when supplying you with information on this Website, but you use this Website at your own risk and discretion. We cannot guarantee that this Website will have uninterrupted availability, be error-free, that defects will be corrected and/or that the server that makes this Website available, is free of viruses or bugs.
You acknowledge that it is your responsibility to carry out sufficient procedures and virus checks (including anti-virus and other security checks) to satisfy your particular requirements for the accuracy and security of data input and output.
The laws of England and Wales shall govern your use of this Website and you hereby agree to submit to the exclusive jurisdiction of the English courts.
Please read our Privacy (inc Cookies) Policy in conjunction with this Disclaimer.